Life Insurance

Life Insurance nowadays is a necessary evil as most families would be in trouble if either if the parents were to die prematurely. The death of the major wage earner would devastate most families, as the bills would still continue to come in. Luckily we can buy life insurance quite cheaply these days and the younger that we buy it the cheaper it is.

Cheap, level term life insurance means that once a policy is taken out the sum assured (death benefit) remains the same throughout the term of the policy.

The amount of life cover usually remains level over the plan term selected, although you can request that benefits increase in line with inflation as an optional extra at outset.

Critical Illness insurance may be added at the time of application but this may be quite expensive and if this is selected, then either the death benefit or the critical illness benefit is paid out by the insurance company, at the point of claim.

Mortgage Protection

Do you know that you can save as much as 30% on your existing mortgage protection and life insurance policies? That's £1,080 saved on a small £20 pm policy over a 15-year term. Visit our protection website and view all the competitive mortgage protection and life insurance policies.

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